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BUSH ADMINISTRATION APPROVES BANK FOR H&R BLOCK - Same Day Spitzer Sues Block Over Rip-Offs | 6 comments (6 topical, 0 hidden)
No More Usury? (none / 0) (#5)
You might want to read this:

Beneficial National Bank v. Anderson, 123 S. Ct. 2058 (2003), holding that the National Bank Act completely preempted state usury law claims against nationally chartered, federally insured banks, has significant impact on the doctrine of complete preemption, not only within the realm of usury claims, but within the umbrella of other federal laws as well.

Couldn't find any laws restricting interest rates, even though  12 USC 85/86 (in context in the article) deal with them under the NBA.  California apparently has no upper limit.

Link:  http://library.findlaw.com/2004/Sep/14/133564.html

by rba on Fri Mar 17, 2006 at 05:57:46 PM EST
[ Parent ]

BUSH ADMINISTRATION APPROVES BANK FOR H&R BLOCK - Same Day Spitzer Sues Block Over Rip-Offs | 6 comments (6 topical, 0 hidden)
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